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Jul 2018

Personal Injury Protection Insurance (PIP)

PIP insurance is easy to purchase when you have automobile insurance. I recommend all people have PIP insurance even if you already have health insurance. PIP insurance is “no fault”, meaning that regardless of who is at fault in a collision, PIP insurance will cover your reasonable and necessary medical bills up to the amount…

Nov 2017

The Future: Genetic Testing and Insurance Companies

What does genetic testing have to do with a motor vehicle collision? Imagine that you are stopped at red light when—WHAM—you are rear-ended. You are injured. Years later, you have to file a lawsuit against the driver that rear-ended you. As part of the legal process, the insurance company of the driver who hit you…